Should I Organize Photos by Date or by Event?
Date for the folders, events in the filenames. Dates never need a decision; events always do.
Date folders win for the archive. Every photo has exactly one right answer, so there is never a decision to make and never a photo that belongs in two places.
Events are better as part of the filename, or as albums in whichever app you use. That way a photo can belong to a holiday and to a year at the same time, with no copies.
Takeout JSON Metadata Fixer builds date folders and can put the place name in the filename, which gives you both. It runs on your own computer and is free for your first 500 photos.